Settlements & payouts
How money moves from wallet to bank, how to read a settlement, and how fees and timing shrink your payout.
Payment Gateway Fees in Nepal Compared
eSewa vs Khalti vs Fonepay fees and MDR, why your effective rate drifts over time, and how to audit the fee you were charged against the fee you should have paid.
How Khalti Settlement and Payouts Work
How Khalti settles to your bank: capture vs payout, T+? timing, fees you can audit, and how refunds net into the next payout. Read a Khalti report line by line.
The eSewa Wallet Balance Rule Nobody Reads
Money that "succeeded" on eSewa is wallet balance, not bank balance - and it sits there until you sweep it. Why that idle balance is a risk, and how to never forget to move it.
How to Read Your eSewa Settlement Report (Without the Headache)
Your bank shows one eSewa lump; your dashboard shows dozens of payments. Here is exactly how to decompose an eSewa settlement into the orders and fees inside it.