Rails & wallets
How eSewa, Khalti, Fonepay and connectIPS actually work for merchants - onboarding, data access, and gotchas.
eSewa vs Khalti vs Fonepay for Merchants
An honest merchant comparison of eSewa, Khalti and Fonepay in Nepal: data access, refunds, webhooks, fees and settlement behaviour, from a reconciliation point of view.
connectIPS Explained for Businesses
connectIPS and NCHL for Nepali businesses: how IBFT and RPS direct transfers appear in your bank statement, and how to reconcile subscriptions and standing instructions.
Fonepay QR for Merchants: A Complete Guide
How Fonepay static and dynamic QR work for Nepali merchants, how funds land in your bank, and how to reconcile QR payments via bank statements and the business app.
Khalti for Business: A Complete Guide
Khalti merchant onboarding for Nepali businesses: the pidx and lookup flow, the transaction list and refund APIs, netting behaviour, and per-transaction fees.
eSewa Merchant Account: A Complete Guide
How to open an eSewa merchant account in Nepal, get your merchant code and secret key, and understand the wallet-to-bank settlement flow and its gotchas.